CalculatorRe Privacy Policy

Philowise.com ("we", "us", or "our") is committed to protecting your privacy when you use our mobile application, CalculatorRe ("the App"). This Privacy Policy explains what information we collect, how we use it, and how we protect it.

Please read this Privacy Policy carefully. By using the App, you agree to the practices described herein. If you do not agree, please do not use the App.

1. Information We Collect

CalculatorRe is designed with privacy in mind. We collect minimal data necessary to provide and improve the App.

Information collected automatically:
• Usage data: General usage patterns, such as features used and session duration, collected in anonymous and aggregated form
• Device data: Device type, operating system version, and anonymous device identifiers
• Crash reports: Technical information to help us diagnose and fix issues

Information you provide voluntarily:
• Support inquiries: If you contact us via email, we may collect your email address and the content of your message

We do not collect your name, phone number, physical address, or any personal identification documents.

2. In-App Purchases

All payments are processed entirely by Apple through the App Store. We do not collect, store, or have access to your credit card number, billing address, or any other payment details.

3. How We Use Your Information

We use the information we collect to:

• Operate, maintain, and improve the App
• Diagnose technical issues and fix bugs
• Understand general usage trends to guide future development
• Respond to your support requests

4. Third-Party Services

The App may use the following third-party services that collect data on our behalf:

• Apple App Analytics: Provides aggregated usage and performance data
• Vercel Analytics: Collects anonymous web performance metrics on our website

These services operate under their own privacy policies. We encourage you to review them.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share information only in the following circumstances:

• With third-party service providers as described in Section 4, solely for the purpose of operating and improving the App
• When required by law, regulation, or legal process
• To protect the rights, safety, or property of our users or the public

6. Data Security

We take reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain collected data only for as long as necessary to fulfill the purposes described in this Privacy Policy. Anonymous and aggregated data may be retained indefinitely for analytical purposes.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Request access to the personal data we hold about you
• Request correction or deletion of your personal data
• Object to or restrict certain processing of your data
• Request a copy of your data in a portable format

To exercise any of these rights, please contact us at philowise@hotmail.com. We will respond to your request within 30 days.

9. Children's Privacy

The App is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the bottom of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: philowise@hotmail.com

Last updated: March 20, 2026